What do you want your next chapter of life to look like? While retirement can be an exciting time in your life, it can also be very overwhelming. There are so many decisions ahead, and you typically have a very specific budget to keep in mind. There are affordable retirement options, and it’s important to choose the right path forward for your situation. If you’re not sure how to think about all of these factors, feel free to reach out to us, and we can chat through your options. No retirement plan is one-size-fits-all, and you deserve a lifestyle that meets your needs and your budget.
A Smaller Home
Many seniors choose to downsize into a smaller home on one level with no stairs. Sometimes they downsize into a condo or a one or two bedroom apartment. The choice depends on the budget and preferences of each person. Some seniors want to stay in a certain part of town or a certain style of home, and all of these will factor into the retirement options in the Indianapolis area. Regardless of what type of home you choose, there will be at least some sorting, packing, and de-cluttering in order to successfully downsize. Donating or selling items will likely be essential to making sure everything fits into the new place. The downsizing process can actually be very freeing for seniors. Many are able to let go of things they have held onto for a long time. A home without clutter creates more peace and clarity, and it’s the perfect step to start your downsizing journey.
Senior Communities (Independent or Assisted Living)
These senior communities can be a great option for seniors looking for some independence while remaining in community with some support. It might help to take a tour of some of these communities to see what life there would actually look like. We also recommend sitting down with a few different residents and asking about their experiences during their time there. While no community is perfect, there are some amazing options in the Indianapolis area. Give our team a call and ask us about our favorite senior communities!.
Long-term Care Communities (Skilled and Memory Care)
This level of care will be a more expensive option b/c more individual care is needed. There are several resources available to make this level of care more affordable, though. It’s best to have a clear and detailed budget in order to determine what you can afford and/or qualify for. If you or a loved one require skilled or memory care, our team will connect you with resources to help make the best decision possible.
Are you ready to learn more about affordable retirement living options for your situation? Give us a call at 317-246-9966
